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You�ve probably heard me say over and over that �80% of your return on your portfolio comes from the market and the sector.� But what the heck does that really mean?
In June 1998, Investor�s Business Daily summarized two studies on the causes of stock- price movement in two books: The New Science of Investing, by Dr. Robert Hagen and The Latent Statistical penis enlargement pill Structure of Securities Price Changes, by Benjamin King.
Those studies found that 31% of a company's stock-price action was tied to the market as a whole. Industry group action explained 37%, while broad sector action accounted for 12% of the price movement.
Both studies concluded that only 20% of the price action in a stock was determined by company fundamentals!
Unfortunately, most people were taught backwards. Most think gains and losses are only determined by picking the stock with the right fundamentals! Fundamentals are things like P/E ratio, good management, growth rates, new products, market share, etc. I'd venture a guess and say that most people spend 80% of their time (and sometimes 100% of their time!) trying to find the stock with the best set of fundamentals.
Yikes!
So what happens when a company "with great fundamentals" happens to be in a sector that�s on defense? Or what if the whole market is on defense? The company could see their stock price get slammed (yes, even with great fundamentals!).
Say you bought at a stock a few months ago at $40. Today it is $20. The company may still be growing like crazy, but the market or the sector dragged it down. If the story didn�t change, then didn't the fundamentals just get even better? It has to be a better value at this price, right? If you invest by using only the fundamentals, you lose.
Again, most of the returns you're going to get will depend on whether the market (and the sector the stock belongs to) is on offense or defense.
Look, everyone knows that if you're swimming with the current, it's an easier ride. There are times when the market is on offense (and you're moving with the current). Hey, it IS possible to make money when the current is against you. But the odds are stacked penis enlargement against you! So, try to swim with the current...swimming against the current is NOT recommended!
Offense? Defense? Huh?
When we�re on offense, we run offensive plays from our playbook. Meaning, we�ll look to put money into the market to build our wealth. We�re not going to buy everything in sight; we want to focus ONLY on the sectors that are also on offense.
When we�re on defense, we�ll run plays designed to protect our assets. �Defense� doesn�t mean run out and sell everything! What�s the goal when the defense comes on the field in a football game?
To prevent the other team (the market) from scoring against you!
When the market is on defense, we�ll only call plays from our defensive playbook. Running a defensive strategy helps prevent us from making really stupid mistakes in our account and taking big losses. �Defense� can mean taking steps like buying protective puts against your holdings. Or possibly shave back a large investment in a stock or mutual fund.
Avoiding big losses alone will improve the performance for most people in the market.
How do we know whether to be on �offense� or �defense?� We use a tool that is an excellent indicator of the level of risk in the market. Fifty years ago, a technical analyst named A.W. Cohen came up with this tool he dubbed �the bullish percent index.� Cohen was looking for a way to tell when to be cautious near market tops and also aggressively optimistic near market bottoms.
If you think about it, isn�t that what we all want? Something that�ll tell us when the risk in the market is high...and when the risk in the market (or a sector) is low! And it�s been around for fifty years, ignored by many in the market!
The bullish percent index is the percentage of all the stocks in a universe that are currently on buy signals. Now, that �universe� may be all the stocks in the semiconductor or the financial sector. Or even all the stocks listed on the New York Stock Exchange.
Knowing when the risk is high in a particular area will go a long way toward improving your investment results!
When to take action
We�ve discussed the bullish percent is all the stocks in your group that are currently on buy signals. We feel it�s the single best �risk level� indicator we have found. But how do you know when to take action?
If 90 out of 100 stocks in a given sector are currently on buy signals, the bullish percent index is said to be at 90% for that group. If only 30 of 100 are on buy signals, the bullish percent is 30%.
Now, if 90% of all stocks in a sector are already on buy signals, that means only 10% of the names in that group are NOT on buy signals.
We�d want to be cautious with that kind of high reading!
Hey, no one likes being the �last guy� to show up at a party, but that�s what happens to a lot of individual investors. They get in near the top and get creamed when the sector or market takes a dive.
Now, what we�re measuring here is supply and demand. When there is demand, prices rise. When a sector reaches 90%, there�s not much more that can move a group higher.
But that�s NOT the time to sell.
See, stocks can hang around lofty levels for a LONG time. It�s only when we see more and more companies in a sector (or market) start to give sell signals, we know that supply is overtaking demand. When that happens, lower prices are on the way.
Now, say last week we noticed that a sector had a bullish percent reading of 30% and this week it�s now at 38%. This is a group we�d want to pay attention to! Not only are the readings going up, they are going up from low levels!
This is precisely the stuff we zoom in on when telling you where to put money to work!
Predictions
If we need to get out of something, we�d sure like to know it NOW, not later!
Hindsight IS 20/20. But it won�t help you avoid losses in your account. We�ve given up predicting what the market will do because we use tools that tell us accurately what IS happening right now in the marketplace. The point and figure charts we use and the bullish percent index are tools that tell us what�s happening today. These charts tell us what is in demand and what is in supply.
There are too many folks trying to complicate the investing process. Keep it simple. Just remember that anything with too much supply will see their prices fall. Anything in demand will see their prices rise. And we have a method of measuring exactly which stocks and mutual funds are in demand and which are in supply.
Your Goals top enlargement products Must Be Within penile enlargement Your Reach
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FIRST STEP --
Set short-term, incremental goals. Work up to larger plans later. Never put yourself under the gun right from the get-go. If you do... discouragement will be right at your doorstep. You�ll quit! Remember your New Year's resolutions?
Set incremental time frames. Short-range goals are very important. Begin the first month and increase a little bit each succeeding month. Don�t give up too early in the game.... give yourself penis enlargement with vigrx plus a chance to succeed.
Set UP too big a goal and you know..... nothing happens! Most of us throw in the towel rather than work slowly to the next plateau. Remember all those BIG goals in the past.... how long did they last?
SMALL BITES
Achieve success in small bites. Step-by-step your confidence builds. If you fall down.... get back up. Miss the target and make the correction. Go again with renewed enthusiasm and determination.
Some of us 'workout'.... at least we have good intentions.... before we get out of bed and our feet hit the floor. Strong guys like to "Bench" press. Big "boys" enter strong man contests. Physical fitness is (should be) a major goal for everyone. Keeps our bodies in good working order or it soon will begin to "break" down.
Our motivation can fall away in small bites, too. Don�t lose heart in what you are trying to accomplish. Set a daily sizegenetics penis enlargement device time to be at the gym. Walk a mile in your neighborhood. Lift those weights "downstairs" or in the "recreation" room. Be sure to 'journal' every day's accomplishments.
REASON-ABLE
Are you reasonable? Most of us are NOT! We are not reasonable in setting goal limits. More is always better. Yes, it is OK to stretch. Run a block. Two blocks. Three blocks and then some. You put down a MILE on the very first day? Don�t do it! Same goes for weight lifting at the fitness center.
Yes, it does look better to us in our day-timer. But not on the first day that you decide it�s time to get in shape. A lot depends on how long it's been since you ran a mile. For most of us, the answer is NEVER.
How old are YOU? 32, 44, 56, 68 (whatever your age) does not make any difference. The "couch" has kept you in your comfort zone for the last 5,10,20 years. Now, for whatever reason, you are on a new exercise "kick". You are going to show the "world" that you still have it!
You are a prime candidate to have a heart attack in the middle of the street. Be fair to yourself and good to your family. Slow down. There is No rush after all those years when your body was not showing its age UNTIL recently.
NOTICE IN SLOW MOTION
One day at a time our bodies "sag" or "droop" a little more than the day before. Can�t even see it happening. A slow process but very sure in a non-threatening way. Only after many years do we begin to "kinda" notice the change.
Eyelids droop. Bags form under the eyes. A little "flab" falls under the arm. Can�t seem to see our feet any longer. Love handles have suddenly surrounded us. Hair color begins to match our former dye color. Roots are showing through or turning loose.
Nose hairs are out of control along with hair in the ears. Your Barber now seems to find a lot more places that need trimming than before. Things that never HURT in the past have suddenly taken on a life of it's own. New aches and pains arrive daily.
REACHABLE GOALS
Forget about joining the NFL. Olympics are out of the question. Don�t count on buying a 20-speed bicycle and climbing Mt. Mitchell or riding the Blue Ridge Parkway in the mountains of North Carolina. Keep driving the church bus if you want to see the leaves "turn" and take the Senior citizens with you.
Dreams are great. Go to a NFL football game and you can see yourself on the field along with the other BIG guys. Sack the quarterback! Run for a long pass and take the ball into the end zone for a touchdown.
Face it! Your 200-lb. body (men) is out of shape. Maybe just a little bit! Anyway, all of us need to stay fit or "payday" is coming. Either we pay the price for fitness while it is still possible or we pay the consequences later. Our choice. No one is holding a gun to our head demanding action.
DECISIONS - decisions - DECISIONS
Big ones. Little ones. Everyday we are making decisions. Some are very important and can even be life threatening. Others make little difference over the long haul. Do you live by the rule - "don�t sweat the small stuff and believe that EVERYTHING is small stuff"? I like that one! Not a bad philosophy either.
Why is life such a challenge? You would not like it any other way. Sports (football, baseball, basketball, hockey, and soccer) are all competitive. Players are challenged to win and thrive on the competition. Business is a challenge too. Trying to beat the odds and increasing profits every quarter.
In many parts of the world there are NO challenges. No jobs. No opportunities to earn a decent living. Poor conditions are rampant everywhere.
In American and other parts of the world there is prosperity and growth in the marketplace. Challenge brings out the best in us. Our competitive nature rises to higher levels. Our goal is to win. A win/win goal is even better.
BUSINESS CHALLENGES
Owners are always faced with new challenges in the marketplace. New competitors are arriving daily. Some have lots of money and power. Profit margins are squeezed to the limit. Pricing of our product or service has peaked.
Expenses are out of control. Our cost for personnel is too much. Where can we make improvements? Cut expenses? Reduce staff? Always on our mind and our worry meter is running constantly.
Goals must be in place to move our business to the next level. Employees must be challenged or they will not grow and meet expectations. Benefit plans. Insurance coverage. Expenses paid. Travel. Meetings. Industry standards. And the list can go on into infinity and beyond.
ACTION TIP: Set reasonable and reachable goals for your personal life, for your business and for your employees. Don�t expect to reach the moon in a Piper Cub.
Begin at your level to set goals for the NOW. What you do today will have an impact on your tomorrow.
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Cooling penis enlargement with vigrx plus sizegenetics penis enlargement device Down Phase for Soccer Training - A Coach's Perspective and Focal Point
Cooling down,I term this the reflection phase. It is a time to prepare for physical and mental relaxation. This includes stretching and flexibility work as well as light group jogging and limbering down exercises.This is the time of mental reflection of the practice, game or even the day's events.This is especially neccesary while at and during tournaments
This important phase is usually over-looked by most teams as they are trying to either celebrate the win or discuss the loss and any related issues. If this aspect is incorporated every practice then it will be a natural process after the games as well. Yes the practices need to incorporate warm up as well as cool down. Apart from the physiology of increasing strength through stretching regimes. This helps the team members understand their bodies and it's needs.
It is also a great time for the coaches to get feed back on the events. This gets the team to contribute to their immediate experiences, whether is be a competition or practice. It helps everybody paint a mental picture of their collective accomplishments.
When a group of individuals gets together and focuses on something other than the immediate task at hand then the task becomes another routine within the training regime.This is switching the focus from the actual cooling down process and focuses on the socialization aspect of cooling down. It deals with the fresh experiences that have just occured. Let the team discuss the events first before the coach talks or the meeting penis enlargement pill is held in the locker room. Young minds need to also voice opinions to penis enlargement each other before they talk to the larger group. This helps build unity within and a power of responsibility throughout.
It is a time to also talk about the other aspects of sports activities. These are nutritional and additional aspects of concentrating on mental focus.
Sports review of penis enlargement products penis enlargement products and Romance
How can sports possibly be be romantic? It's simple. Just ask any man who penile enlargement has cheered on his favorite team, while cuddling with his wife, and he'll tell you.
Many women I know profess to hate all sports. Why? If it's something your husband really enjoys, wouldn't you rather learn about it, and share the common bond of sports than to have him watch it alone or always leave to watch it with his buddies? Me? I'd rather be a sports wife than a sports widow.
Before you start to panic, let me sneak in a disclaimer. No, you don't have to put on a parka and sit through an icy-cold Green Bay Packers game in November to show your husband top enlargement products your love. You can certainly sit warm and cozy on your living room couch together, to show him that he is special to you.
Does the thought of being cooped up indoors watching a game bore you to tears? If so, take him on a trip to see his favorite professional team or player. Or, for a more relaxed date, go to a local Middle School or High School game. You'll love the energy. It's hard not to get hooked watching those kids put their hearts and souls into their games.
You're still not convinced? Why not show your romantic side with your sports-loving husband in a fun, active way. No matter what his favorite sport is, you can easily find a way to participate.
Football Fans: Toss the football with him in the yard. If you've never played football before or just got your nails done, use a Nerf ball. When he lets you tackle him, you can sneak in a kiss.
Basketball Fans: Shoot hoops in the driveway. Play a game of "HORSE". The winner gets a back rub or snuggling afterwards. That way you both win!
Baseball Fans: Play catch with a water balloon on a hot summer day. Go to the batting cage. Or join a softball league together. It's great exercise, and you get to enjoy time together.
Hockey Fans: Dust off your rollerblades, grab a hockey stick and a street puck and hit the street with your husband. What do you have to lose other than a few inches off your thighs?
Fantasy Sports Fans: Join his Fantasy Football, Baseball or Basketball League. It's a great way to get to know his friends and also be one of the 'cool' wives. You might even surprise him and win a few games.
Golf Fans: Play golf together. Or, if your finances are tight, try a game of mini-golf!
NASCAR fans: Visit the local arcade. Find two racing games that are connected so you can race each other.
Tour de France fans: This one is easy. Pack a lunch and a few jugs of water on your bikes and hit the road.
No matter what you plan, it'll be a treat for him. And, the next time you're watching an episode of Desperate Housewives, don't be surprised if you find your husband sitting next to you.
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